Pre-approval
Secure pre-approval and choose a deposit that suits your lifestyle. A simple starting point to move forward.
Your home, finance & build, connected.
We bring the essential parts of home ownership together so your first step feels confident and achievable.
How it works?
1
2
Select Home Design
Browse our designs and select the one that feels right for you. We prepare your fixed-price contract and start building your dream home.
3
Move In
With your keys in hand, you’re ready to move in, create your space and embrace the beginning of your new home journey.
Deposit Options
Saving for a deposit is the biggest hurdle – so we offer two flexible options to help you begin sooner.
2
%
Deposit
Deposit
- 12 months interest only repayments
- Up to 30% more borrowing power
8
%
Deposit
Deposit
- 12 months paused mortgage repayments
- Up to 30% more borrowing power
OUR GUARANTEE
4 weeks
build start
Your build begins fast. We move your site into construction to maintain strong momentum.
OUR GUARANTEE
18 weeks construction
Your home is completed within 18 weeks, with each stage carefully coordinated for quality and efficiency.
Real Stories. Real Beginnings.
Our work is shaped by the people we help.
FAQ’s
How will my credit score impact my application?
Regardless of your credit score, you can apply. If you need support improving your credit position, our team may be able to guide you through the steps required to become eligible.
Can I buy an established house through StartLiving?
StartLiving is available exclusively for First Home Buyers and cannot be used to purchase established homes.
Can I customise my house?
To keep the process simple, affordable and streamlined, our homes are offered as fixed designs with fixed pricing. Each floorplan and inclusion has been carefully selected to deliver strong value and modern liveability. This is supported by Gallery’s Guarantees, including a site start within four weeks of land settlement and an 18-week construction timeframe, giving you clarity and confidence from the outset.
Can I use another builder?
StartLiving is an exclusive mortgage product designed specifically by Gallery Group. This ensures that financing and construction are aligned and run smoothly from start to finish.
Can I source my own land and are there any site requirements?
You may source your own land, provided it complies with Gallery Group’s building guidelines. We recommend speaking with our team before securing a block so we guide you through the requirements.
I’ve started a new job. Do I need to have passed my probation period to apply?
We can process your application even if you’ve just started a new job, making it easier for you to get into your new home sooner.
I am a cash buyer – can I build a StartLiving home?
StartLiving is designed specifically for clients using our tailored finance solution. If you are a cash buyer and would like to explore your options, our team would be happy to discuss this with you directly.
Can I demolish an existing property and build on my own land?
Please reach out to our team so we can assess your situation to create a customised plan and cost estimate for your project.
Backed by success
Industry leaders behind every step of your first home journey.
Helping you achieve
home ownership
Share a few details below and we’ll help you
take the first step toward your new home.
"*" indicates required fields